Due to the globalisation of the world economy and financial markets adaptation to new financial instruments has to be implemented quickly, otherwise the economic development of the country in question will lag behind other countries. Improving financial therefore literacy becomes a necessary and integral part of this process. The more informed people are about the situation in the financial market, and the more detail in which they understand the processes occurring in the global economy, the more effective they will be be in carrying out their own business activities and better at managing their personal savings to invest cash in financial instruments that, in turn, will increase the productivity of the economy as a whole and attract additional resources to the financial market.
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